XRP Price Prediction: Takers Sell Into $1.25 Pivot as November Forecasts Eye $1.35–$1.36

Neutral Pivot, Bearish Structure

XRP moved just 0.14% in the 24 hours ending November 3, 2026, holding a tight $1.24–$1.26 range on Binance spot against volume of approximately $90.8 million. The closing price of $1.25 sits exactly at the calculated daily pivot — a technically neutral marker — but the moving-average stack overhead tells a different story. The 7-day SMA at $1.26 and the 200-day SMA at $1.27 form the first ceiling, with immediate resistance at $1.27 and the stronger resistance cluster at $1.28 coinciding with the EMA 12. Beyond that, the 20-day SMA at $1.30 and the EMA 26 at $1.31 stack in turn, and the 50-day SMA is as far off as $1.39. Price sitting below every meaningful moving average is, by definition, a downtrend structure — each average that was once support has become resistance.

Momentum Stalled, Not Reversing

The 14-period daily RSI of 37.31 places XRP in neutral territory, though the distance from the conventionally oversold threshold of 30 has narrowed. The more telling oscillator reading comes from the MACD: with both the MACD and signal line at -0.0368 and the histogram at exactly 0.0000, bearish momentum has stalled rather than accelerated — the two lines have converged fully, and the next directional move is unresolved rather than confirmed. The Stochastic oscillator, with %K at 26.08 above %D at 20.86 in the lower portion of its range, is positioned where short-term reversals occasionally develop, though nothing in the supplied data confirms follow-through.

Bollinger Band geometry adds context. A %B reading of 0.1824 places XRP in the lower fifth of its current band, with the lower band at $1.23 closely matching the $1.22–$1.23 strong support zone. The daily ATR of $0.05 reflects the compression visible in the 24-hour range itself. The upper band sits at $1.36 — a figure that proves relevant when the forecasts are examined.

Derivatives: Shrinking Interest, Active Selling

On Binance futures, open interest fell 13.91% in the 24 hours to the 07:00 UTC observation, leaving a notional figure of approximately $339.75 million across 332 million contracts. A drop of that scale is consistent with position closing or liquidations rather than fresh directional accumulation. The 8-hour funding rate of 0.0100% is neutral, meaning perpetual traders are not yet paying a meaningful premium on either side.

At the same 07:00 UTC observation, the Binance global account long/short ratio stood at 2.5997, with 72.2% of tracked accounts net long and 27.8% short. The Binance top-trader cohort showed a ratio of 3.0420, with 75.3% long. These figures describe the distribution of positions within those specific Binance cohorts at a single point in time — they do not characterise broader market positioning or directional conviction.

The more immediate price signal is the taker buy/sell ratio of 0.6776 recorded in the same window. With sell-initiated volume at roughly 10.95 million units against buy-initiated volume of approximately 7.42 million, aggressive selling was running at about 1.48 times buying — the clearest near-term pressure reading in the supplied data.

Two Forecasts, Different Methodologies

Two external projections converge on the $1.35–$1.36 zone, though they come from distinct processes. CoinCodex's algorithmic model, as of November 3, 2026, projects XRP reaching $1.35 by November 7, representing 7.93% growth from $1.25. CoinDCX, in a forecast published October 30, 2026, projects a November 2026 range of $1.24–$1.43 with a midpoint target of $1.36. CoinCodex's output is a model-generated projection; CoinDCX's is a published institutional forecast. Neither carries an attributed probability, and neither is a named analyst statement from a bank research desk.

Both targets align almost exactly with the Bollinger upper band at $1.36, which gives them a natural technical anchor. Reaching either level from $1.25 would require XRP to clear the 7-day SMA, the 200-day SMA, the EMA 12, the $1.28 resistance cluster, the 20-day SMA, and the EMA 26 in sequence. The current taker flow and contracting open interest do not yet signal that process is underway.

The First Gate at $1.27–$1.28

The $1.27–$1.28 zone — where the immediate resistance, the strong resistance, the EMA 12, and the 200-day SMA all sit within a one-cent band — is the near-term test. A sustained move through that cluster would shift the technical picture toward the CoinCodex recovery scenario; a rejection would redirect focus back to the $1.24 immediate support and ultimately the $1.22–$1.23 zone where the strong support aligns with the Bollinger lower band.

Given the taker sell dominance and OI contraction, the path of least resistance under current conditions remains downward toward those support levels unless the resistance cluster yields.

Resistance rejection at the $1.27–$1.28 supply zone; Direction: short; Entry: $1.27; Stop: $1.29; Target: $1.23; Reward/risk: 2.00:1 (before fees, slippage and gaps).

The setup is invalidated by a sustained close above $1.29. A hold above $1.30 — the Bollinger midline and 20-day SMA — would materially improve the recovery case and align with the directional assumptions embedded in both published forecasts. Until that level is reclaimed, the weight of the supplied technical and derivatives evidence argues against leaning on the upside.

This article is for informational purposes only and does not constitute financial or investment advice.