HKMC Launches Summer Campaign to Promote Retirement Solutions

The Hong Kong Mortgage Corporation Limited (HKMC) has unveiled its 'Retire 3 Summer Campaign,' a two-month initiative running from July to August 2026. The campaign aims to boost public awareness and understanding of retirement products under the 'HKMC Retire 3' suite, which includes the Reverse Mortgage Programme (RMP), Policy Reverse Mortgage Programme (PRMP), and the HKMC Annuity Plan.

The campaign’s lineup features three major public events:

• A pop-up event at Central Market on July 16, where HKMC CEO Colin Pou will host a launch session accompanied by a flash mob performance by local artiste Kenny Wong (1:30–3:30 pm).
• An exhibition and seminar series at the Hong Kong Convention and Exhibition Centre, running from July 30 to August 1, as part of the Golden Age Expo and Summit. The seminars are scheduled for July 30 and 31 (3:45–4:30 pm).
• A public event titled "Stay Sharp, Stay Independent," to be held on August 18 at the same venue (2:30–5:30 pm). Registration is available through HKMC’s website.

Participants can earn gifts and incentives by attending these events, with additional rewards for those who complete all three activities. The campaign reflects HKMC's broader push to enhance financial literacy and promote retirement planning in Hong Kong.

Key Context: HKMC’s Role and Recent Milestones

Since its establishment in 1997, HKMC has played a critical role in stabilizing Hong Kong’s banking sector, while fostering home ownership and retirement planning. Fully owned by the Hong Kong Special Administrative Region (HKSAR) Government, HKMC operates as a public-sector entity focused on activities like mortgage portfolio purchases, bond issuances, and life annuity offerings.

HKMC’s retirement solutions, including the 'HKMC Retire 3' products, align with its mission to address Hong Kong’s aging population and improve financial security for retirees. The Reverse Mortgage Programme and Policy Reverse Mortgage Programme, operated through HKMC Insurance Limited, enable elderly homeowners to unlock property equity for supplementary income. The HKMC Annuity Plan, underwritten by HKMC Annuity Limited, provides guaranteed lifelong payouts.

The Summer Campaign follows a year of strong financial performance for HKMC. In its 2025 annual results (released April 2026), the corporation reported a HK$1,497 million profit after tax, nearly double the HK$787 million recorded in 2024. This growth coincides with its continued leadership in capital market innovations, such as the historic HK$12 billion digital bond issued in June 2026, the largest of its kind globally.

Strategic Implications for Hong Kong

HKMC’s initiatives, including the 'Retire 3 Summer Campaign,' demonstrate its dual focus on public engagement and market development. By pairing financial education with innovative products, HKMC is addressing the twin challenges of an aging demographic and the need for diversified retirement income streams in Hong Kong.

For more event details, visit HKMC's official website at www.hkmc.com.hk.